Consumer Finance Tips

Are you on the threshold of filing bankruptcy? Recent reports reveal that an increasingly large number of people are treading on the path of being a bankrupt and 2012 is perhaps going to see double the number of bankrupts that they saw in 2011. Bankruptcy is not only harmful for the debtor but it is [...]

Today college and post secondary education costs are steadily on the rise and with expanding technology threatening some of the higher paying jobs, its no wonder that many people are questioning the value of a college education. Only 20 or 30 years ago no one hardly even questioned the value of a college degree. Sure, [...]

With the economy in its present state, it’s no wonder we all need to make some “financial” new years resolutions! Here are some ways you can jumpstart your finances for 2010, choose one or two that particularly apply to your situation. Create your 2010 filing system. This might include new file folders, a new box [...]

While 40% to 50% of us make New Year’s resolutions on January 1—a ritual that has existed since ancient times—approximately 60% to 80% of us have already broken them by the end of February, according to researchers. It’s still not too late, however, to reset the trajectory on your family’s finances, experts note. 1. Build [...]

One of the most overlooked personal finance tips is for consumers to know what their worth is, that is, their “net worth”.   There is a fairly easy way help you discover what your per minute worth is.  This will enable you to see how much money you might be losing because your personal finance and [...]

The first step to avoiding the troubles of financial debt is to create and maintain a budget.  This will prove to be a big help in getting ahead and managing your finances. First off, create a list of all your monthly income and also a list of your monthly expenses. When determining income, list all [...]

Like it or not, we are now in the technology era – the age of information.  It may seem difficult to keep track and manage your finances, but it doesn’t have to be.  This is where good personal finance software comes in.  Everything can now be taken care of on your computer using personal finance [...]